Failing to Plan is Planning to Fail

Posted by:

“Simplicity is the ultimate Sophistication”
– Leonardo da Vinci

When it comes to wealth planning and investing, most people suffer from the illusion of complexity, and believe that the achievement of significant financial success will require us to grapple with a great deal of complexity.   More →

0

Navigating Medicare & Supplemental Plans

Posted by:

Client Profile: The Retiree

Alice & Bob both turned 64 in the last year and did not have retirement medical plans from their prior employers. During a recent review meeting with them, they had three questions on their mind about their Medicare benefit elections:

  • “When should we be electing our Medicare benefit?”
  • “What should we be considering when electing our Medicare benefit at age sixty-five?
  • “What supplement medical plans best complement our future Medicare election?”

More →

0

Great Investors Understand Risk

Posted by:

“Risk is not knowing what you are doing.”
– Warren Buffett

In last month’s article, we focused on “Faith in the Future” as one of the great qualities to adopt for anyone who wants to become a great investor. This month we focus on a related, but slightly different quality…Great Investors Understand Risk.

More →

0

Permanent Crisis

Posted by:

“Do not resign yourself to this battle. Do not see investing as some kind of Sisyphean exercise, in which you are tragically fated to roll the rock of your wealth up the hill in rising markets, only to watch it roll down again when markets crash. Believe that you can triumph, and that all you need in order to succeed beyond your wildest dreams is out there – lost in the darkness of ignorance and fear – waiting for you to shine a light on them.”
– Nick Murray

The US stock market has been in an impressive bull market for the last year or so, which has taken many investors by surprise. In fact, the recent run in stock prices has been called “the most hated bull market in history”, as many investors don’t trust the market these days, or believe the reasons why it is increasing.  More →

1

Great Investors have Faith in the Future

Posted by:

“The ultimate resource is people—especially skilled, spirited, and hopeful young people endowed with liberty—who will exert their wills and imaginations for their own benefits, and so inevitably they will benefit the rest of us as well. Human Ingenuity is the Ultimate Resource.”
– Julian Simon, Introduction for The State of Humanity

In last month’s article, we focused on “Not Being Surprised” as one of the great qualities to adopt for anyone who wants to become a great investor. This month we focus on a slightly different quality…Great Investors have Faith in the Future

More →

0

The Loss of a Loved One

Posted by:

Client Profile: The Widow

A valued client’s father recently passed away from a terminal illness and had left all the financial matters to be sorted out by his later aged widow, ‘Jane’. Our client, ‘Mary’, had recommended that her mother utilize our comprehensive services and receive guidance from a trusted source to help with the estate settlement and streamline her financial affairs.
More →

0

Wired for Failure

Posted by:

Image: Carl Richards, The Behavior Gap

“The Investor’s Chief Problem – and even his worst enemy – is likely to be himself.”
– Benjamin Graham

Over the last 20 years, the average equity mutual fund investor underperformed the S&P 500 by a average margin of -3.5% annually. Over a 20 year period the S&P returned 8.2% per year, but the average investor in stock funds only got 4.7% per year.

Why does this happen? Why is the average American such a terrible investor?
More →

0

Is This Time Different?

Posted by:

“The Four Most Dangerous words in Investing are “This time it’s different”
– Sir John Templeton

Did you know?

Last week I spent a little time reviewing some year-end investment research, and came across a set of statistics that surprised me. Specifically, I saw a chart which depicted the historical returns of the S&P 500, through the end of 2016. Did you know:
More →

0
Page 3 of 14 12345...»